The people who'll have your back

You're not working with a solo loan officer who disappears when things get busy. You're working with a team that has systems, standards, and each other's backs—which means we have yours.

Meet the team

Team Introduction

Most loan officers work alone. When they’re swamped  with deals, your emails sit in their inbox for days. When they’re on vacation, you’re on your own. When something goes wrong, there’s no backup. We built a team specifically to avoid that. You have access to multiple people who know your loan, who can answer questions, and who can step in when needed.

We have processors, closers, and support staff who’ve been doing this for years. Every loan gets underwritten up front so we catch issues before you’re under contract. Every client gets weekly update calls so you always know where things stand. And every team member follows the same standard: We close on time. No excuses. That’s the Higham Team difference.

Jason Higham

Senior Loan Officer

Crystal Morris

Production Manager

Jordyn Bonin

Loan Officer Assistant

Melanie Lynch

Senior Processor

Beverly Williamson

Senior Processor

We work together so you don't have to worry

When you work with the Higham Team, you’re not just getting one person. You’re getting a whole system of people who communicate with each other, back each other up, and make sure your loan closes on time. That’s how we’ve closed thousands of loans with a 98%+ on-time closing rate. That’s why we can offer a $10,000 guarantee. And that’s why clients keep coming back to us when they’re ready for their next house.

We work together so you don't have to worry

When you work with the Higham Team, you’re not just getting one person. You’re getting a whole system of people who communicate with each other, back each other up, and make sure your loan closes on time. That’s how we’ve closed thousands of loans with a 98%+ on-time closing rate. That’s why we can offer a $10,000 guarantee. And that’s why clients keep coming back to us when they’re ready for their next house.

Jason Higham

Founder & Senior Loan Officer

Bio

Jason has been in the mortgage industry for 25 years and has helped thousands of families buy homes. He specializes in professional mortgage consultations, complex loan scenarios, and high-net-worth clients. He’s a Community Champion in The Woodlands, teaches Breakfast of Champions monthly, and speaks at national mortgage conferences.

 

Jason grew up watching his dad manage the family budget on graph paper and learned early about priorities and planning. He spent two years at the Air Force Academy where accountability became non-negotiable. He’s worked with over 20 business coaches and mentors because he believes in always getting better.

 

Outside of work, Jason is married with three kids, active in his church, and enjoys spending time at his lake house with family.

Crystal Morris
Production Manager
Bio

Crystal is the operational backbone of the team, ensuring each loan file moves smoothly from start to finish. With a talent for problem-solving and an eye for accuracy, she keeps every detail organized and every client supported.

 

Her steady leadership and commitment to excellence make her an essential force behind the scenes.

Jordyn Bonin
Loan Officer Assistant
Bio

Jordyn supports the loan process with a blend of efficiency, warmth, and a client-first mindset. She’s known for her clear communication, quick follow-through, and ability to keep buyers informed every step of the way.

 

Her goal is simple: make the mortgage experience feel seamless and stress-free.

Melanie Lynch
Senior Processor
Bio

Melanie brings experience, precision, and calm coordination to the processing stage. She excels at navigating documentation, solving challenges early, and keeping files moving toward a clean approval.

 

Clients and partners appreciate her dependability and the confidence she brings to each transaction.

Beverly Williamson
Senior Processor
Bio

Beverly is known for her exceptional attention to detail and her commitment to a smooth, timely closing. She approaches each file with care, thoroughness, and a proactive mindset that supports both the team and the borrowers. 

 

Her expertise is a key piece of The Higham Team’s consistency and success.